中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.020 (+0.319%) 沽空 $5.29亿; 比率 44.208% │0.5倍│5.7厘建行(00939.HK) -0.030 (-0.389%) 沽空 $5.38亿; 比率 34.835% │0.5倍│5.8厘中行(03988.HK) -0.030 (-0.668%) 沽空 $2.02亿; 比率 38.979% │0.4倍│5.7厘农行(01288.HK) -0.020 (-0.345%) 沽空 $4.45亿; 比率 52.803% │0.6倍│5.1厘交行(03328.HK) -0.040 (-0.616%) 沽空 $2.77千万; 比率 23.146% │0.4倍│5.7厘邮储银行(01658.HK) -0.030 (-0.561%) 沽空 $4.27千万; 比率 41.732% │0.5倍│4.7厘招行(03968.HK) -0.200 (-0.377%) 沽空 $7.28亿; 比率 53.217% │1倍│4.4厘光大银行(06818.HK) +0.030 (+0.831%) 沽空 $1.91百万; 比率 11.360% │0.4倍│5.6厘民生银行(01988.HK) +0.010 (+0.255%) 沽空 $4.25百万; 比率 7.623% │0.3倍│5.2厘浙商银行(02016.HK) +0.010 (+0.398%) 沽空 $96.98万; 比率 15.279% │0.3倍│6.3厘重农行(03618.HK) +0.100 (+1.653%) 沽空 $6.77百万; 比率 13.763% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2025-12-31 12:25。)